Thinking about divorce?
Before you rush to the courthouse, there are some critical steps you need to take.
As seasoned divorce attorneys, we’ve seen it all – and we’re here to share some insider tips that could save you time, money, and a whole lot of headaches down the road.
1. Do a Digital Cleanse
In today’s world, your online presence can make or break your divorce case. Here’s what you need to do:
- Change all your passwords, especially shared accounts
- Review your social media with a fine-tooth comb (better yet, consider taking a social media hiatus)
- Create a new, private email account for divorce-related communications
- Be wary of “smart” devices in your home that your spouse might have access to
Remember, in Missouri, digital communications can be used as evidence in court. So think twice before you hit “send” on that angry text or email.
2. Get Your Financial House in Order
This step is crucial, folks. Here’s your financial to-do list:
- Open individual bank and credit card accounts
- Start setting aside money in a separate, personal account (but be careful not to violate marital property laws)
- Obtain a copy of your credit report
- Make a list of all marital assets and debts
- Gather at least three years of tax returns
Pro tip: If you suspect your spouse is hiding assets, now’s the time to start documenting your suspicions. Missouri follows equitable distribution laws (Mo. Rev. Stat. § 452.330), so all marital property should be on the table.
3. Secure Important Documents
Before you announce your intentions, make copies of these crucial documents:
- Birth certificates and Social Security cards for you and your children
- Marriage certificate
- Property deeds and mortgage documents
- Car titles and registration
- Insurance policies
- Retirement and investment account statements
- Recent pay stubs for both you and your spouse
Store these copies somewhere safe – and we don’t mean in your nightstand. A safety deposit box or a trusted friend’s house are good options.
4. Start Tracking Expenses
If you haven’t been the one managing household finances, start now. Create a detailed budget of your current expenses and start thinking about post-divorce costs. This information will be crucial for determining things like spousal support and child support.
5. Think About Your Living Situation
Are you planning to stay in the marital home? Can you afford to? If not, start researching your options now. Remember, moving out of the marital home before filing for divorce can sometimes impact property division and custody arrangements, so consult with an attorney before making any big moves.
6. Establish Credit in Your Own Name
If you don’t have credit in your own name, start building it now. Apply for a credit card or take out a small loan in your name. This will be crucial for your financial independence post-divorce.
7. Consider Your Career
If you’ve been out of the workforce, now’s the time to start thinking about your career options. Update your resume, network, and consider taking classes to brush up on your skills. This can impact discussions about spousal support down the line.
8. Plan for Your Children
If you have kids, their well-being should be your top priority. Start thinking about:
- Potential custody arrangements
- How to minimize disruption to their lives
- How you’ll approach co-parenting
In Missouri, courts determine custody based on the best interests of the child (Mo. Rev. Stat. § 452.375). Having a solid plan in place can give you a head start in these discussions.
9. Build Your Support Network
Divorce is tough, no two ways about it. Start building your support network now:
- Confide in trusted friends or family members
- Consider joining a support group
- Look into therapy options (bonus: this can also demonstrate your commitment to emotional stability if custody becomes contentious)
10. Consult with a Divorce Attorney
Last but definitely not least, talk to an experienced Missouri divorce attorney before you make any major decisions. A good attorney can:
- Help you understand your rights and options
- Advise you on potential pitfalls to avoid
- Guide you on how to protect your interests from day one
At Raza Family Law Solutions, we offer a range of services to help you navigate this challenging time, including non-litigation options that can save you time, money, and stress.
Bonus Tip: Keep Your Cool
We get it – divorce is emotional. But now’s the time to think strategically. Avoid confrontations with your spouse, don’t bad-mouth them to the kids, and for heaven’s sake, don’t start dating before your divorce is final. Missouri may be a no-fault divorce state, but judges aren’t robots. They’re human, and they notice this kind of behavior.
Remember, the steps you take before filing for divorce can significantly impact the outcome of your case. By being proactive and strategic, you can set yourself up for a smoother process and a better future.
Considering divorce in St. Louis or the surrounding areas? Don’t go it alone. Contact Raza Family Law Solutions today for a consultation. We’re here to help you navigate this challenging time with expertise, compassion, and a focus on your future.
